OnPay vs Gusto (2024 Comparison)
OnPay offers a user-friendly interface and comprehensive payroll features, making it an ideal choice for small businesses. With responsive customer support, it ensures smooth payroll operations.
- User-friendly interface
- Comprehensive payroll features
- Responsive customer support
- Limited integrations
- Basic time tracking features
Free plan?
NoStarting price
$46 per month
Gusto provides an intuitive platform with extensive HR features and a wide range of integrations. It's perfect for businesses seeking an all-in-one HR solution.
- Intuitive platform
- Extensive HR features
- Wide range of integrations
- Higher pricing
- Limited customer support options
Free plan?
NoStarting price
$40 per monthWhat is OnPay?
OnPay is a comprehensive payroll and HR software designed to simplify the payroll process for small to medium-sized businesses. It offers features like automated tax filings, employee self-service, and benefits management. OnPay helps businesses streamline their payroll operations, ensuring accuracy and compliance with tax regulations. With its user-friendly interface, OnPay makes it easy for business owners to manage payroll, track employee hours, and handle benefits administration, all in one place.
What is Gusto?
Gusto is a cloud-based payroll, benefits, and human resource management software tailored for small businesses. It automates payroll processing, tax filing, and offers employee benefits management. Gusto's intuitive platform allows business owners to manage their HR tasks efficiently, providing a seamless experience for both employers and employees. With features like time tracking, health insurance, and retirement plans, Gusto helps businesses create a supportive work environment while ensuring compliance with labor laws.
Pros and Cons of OnPay vs Gusto
Pros & Cons of OnPay
- OnPay's interface is designed with simplicity in mind, making it easy for users to navigate and manage payroll tasks without a steep learning curve. This is particularly beneficial for small business owners who may not have extensive HR experience.
- OnPay offers a wide range of payroll features, including automated tax filings, employee self-service, and benefits management. These features help businesses streamline their payroll processes and ensure compliance with tax regulations.
- OnPay is known for its responsive customer support, providing assistance through various channels. This ensures that users can get the help they need quickly, minimizing disruptions to their payroll operations.
- OnPay offers a limited range of integrations with other software solutions, which may be a drawback for businesses that rely on multiple tools. This can make it challenging to connect OnPay with existing systems.
- OnPay's time tracking features are relatively basic, lacking advanced options like GPS tracking and overtime calculations. This may be a limitation for businesses that require detailed time tracking capabilities.
Pros & Cons of Gusto
- Gusto's platform is designed to be intuitive and user-friendly, making it easy for users to manage payroll and HR tasks. This is particularly beneficial for small businesses that need a straightforward solution.
- Gusto offers a wide range of HR features, including time tracking, health insurance, and retirement plans. These features provide businesses with comprehensive HR management capabilities, making it an all-in-one solution.
- Gusto provides a wide range of integrations with other software solutions, making it easy to connect with existing systems. This is particularly beneficial for businesses that rely on multiple tools for their operations.
- Gusto's pricing is higher compared to some other payroll solutions, which may be a consideration for budget-conscious businesses. However, the extensive features and integrations may justify the cost for some users.
- Gusto offers limited customer support options, which may be a drawback for users who require immediate assistance. This can lead to delays in resolving issues, impacting payroll operations.
OnPay vs Gusto: At A Glance
OnPay vs Gusto: A Detailed Breakdown of Key Features
Automated Tax Filings
OnPay offers automated tax filings, ensuring compliance with federal and state regulations. This feature saves time and reduces errors, making it a valuable tool for small businesses. Gusto also provides automated tax filings, but with additional features like tax form generation and filing reminders. If you need comprehensive tax management, Gusto is the better choice.
Employee Self-Service
OnPay's employee self-service portal allows employees to access their pay stubs, tax forms, and benefits information. This feature enhances transparency and reduces administrative workload. Gusto offers a similar self-service portal with additional features like time-off requests and performance reviews. If you want a more comprehensive self-service experience, Gusto is the superior option.
Benefits Management
OnPay provides benefits management tools, allowing businesses to offer health insurance, retirement plans, and other benefits. Gusto takes it a step further with a wider range of benefits options and integration with insurance providers. If you need extensive benefits management, Gusto is the better choice.
Time Tracking
OnPay offers basic time tracking features, allowing employees to log their hours and track attendance. Gusto provides more advanced time tracking tools, including GPS tracking and overtime calculations. If you require detailed time tracking, Gusto is the superior option.
Health Insurance
OnPay offers health insurance options, allowing businesses to provide coverage for their employees. Gusto provides a broader range of health insurance plans and integration with insurance providers. If you need comprehensive health insurance options, Gusto is the better choice.
Retirement Plans
OnPay offers retirement plan management, allowing businesses to offer 401(k) plans to their employees. Gusto provides more extensive retirement plan options and integration with financial institutions. If you need comprehensive retirement plan management, Gusto is the superior option.
Pricing Comparison of OnPay and Gusto
To assist you in making an informed choice, we’ve outlined the pricing plans and essential features of OnPay and Gusto. This comparison will highlight the best option for managing your payroll and HR needs.
OnPay Pricing Plans
- Unlimited pay runs and schedules for flexible payroll management.
- Federal, state, and local tax filings are included for compliance.
- Pay workers in multiple states without additional charges.
- Expert support available via phone, chat, and email for assistance.
Gusto Pricing Plans
- Basic support for payroll and HR queries.
- Employee profiles and self-service options available.
- Basic hiring and onboarding tools for new employees.
- Gusto-brokered health insurance administration.
- Next-day direct deposit for faster payroll processing.
- Advanced hiring and onboarding tools for efficient recruitment.
- PTO management and policies for employee leave.
- Time tracking and project tracking for better management.
- HR resource center for comprehensive HR management.
- Compliance alerts to stay updated with regulations.
- Access to certified HR experts for expert advice.
- Full-service payroll migration and account setup.
- Efficient management of contractor payments.
- No monthly base fee for the first 6 months.
- Simple and straightforward contractor payment processing.
- Easy integration with existing systems.
Our Rating Methodology
We thoroughly evaluate each payroll and HR software, focusing on key factors like ease of use, functionality, and integrations. By analyzing user reviews and conducting in-depth testing, we ensure our recommendations meet your needs. Each factor is weighted by importance to provide an accurate final rating, helping you make informed decisions.
OnPay or Gusto: Which One Matches Your Business Needs?
Choose OnPay If You Need ...
- User-friendly payroll solution
If you are a small business owner looking for a user-friendly payroll solution, OnPay is a great choice. Its intuitive interface and comprehensive payroll features make it easy to manage payroll tasks without a steep learning curve.
- Responsive customer support
If you value responsive customer support, OnPay is the better option. Its personalized service ensures that you can get the help you need quickly, minimizing disruptions to your payroll operations.
Choose Gusto If You Need ...
- Comprehensive HR features
If you need comprehensive HR features, Gusto is the superior choice. Its extensive range of HR capabilities, including time tracking and benefits management, make it an all-in-one solution for businesses seeking robust HR management.
- Wide range of integrations
If you rely on various software solutions, Gusto is the better choice. Its wide range of integrations makes it easy to connect with existing systems, ensuring seamless connectivity for your business operations.
Frequently Asked Questions
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Martin Lunendonk
Martin Lunendonk is a senior tech writer specializing in website builders, web hosting, and ecommerce platforms. With a background in finance, accounting, and philosophy, he has founded multiple tech startups and worked in medium to large tech companies and investment banking, bringing deep expertise and reliable insights to his software reviews.
