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Zoho Books vs Mosaic (2024 Comparison)

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Author

Martin Lunendonk

Last Update

Nov 15, 2024

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Excellent Value For Price
4.3

0

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Zoho Books

Zoho Books is a versatile accounting software with comprehensive features and a user-friendly interface, making it ideal for small businesses. Its seamless integrations enhance functionality, providing a complete business solution.

  • Comprehensive accounting features.
  • User-friendly interface.
  • Seamless integrations with other tools.
  • Limited advanced financial insights.
  • Basic forecasting capabilities.

Free plan?

Yes

Starting price

$10 per month
Excellent Value For Price
4.5

0

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Mosaic

Mosaic offers advanced financial analytics and powerful forecasting tools, providing real-time insights for strategic planning. Its comprehensive features make it ideal for businesses seeking data-driven financial management.

  • Advanced financial analytics.
  • Powerful forecasting tools.
  • Real-time financial insights.
  • Higher learning curve.
  • Less intuitive invoicing system.

Free plan?

No

Starting price

Contact sales

What is Zoho Books?

Zoho Books is a comprehensive accounting software designed to streamline financial management for businesses. It offers features like invoicing, expense tracking, and inventory management, making it a versatile tool for small to medium-sized enterprises. With its user-friendly interface and robust integrations, Zoho Books helps businesses maintain accurate financial records and make informed decisions. Whether you're managing cash flow or preparing financial reports, Zoho Books simplifies the process, allowing you to focus on growing your business.

What is Mosaic?

Mosaic is a strategic finance platform that empowers businesses to make data-driven decisions. It offers real-time financial insights, budgeting, and forecasting tools, enabling companies to optimize their financial strategies. Mosaic's intuitive interface and powerful analytics help businesses identify trends, manage resources efficiently, and drive growth. Whether you're a CFO or a financial analyst, Mosaic provides the tools you need to stay ahead in today's competitive market.

Pros and Cons of Zoho Books vs Mosaic

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Pros & Cons of Zoho Books

Comprehensive accounting features
  • Zoho Books offers a wide range of accounting features, including invoicing, expense tracking, and inventory management, making it a versatile tool for small to medium-sized businesses.
User-friendly interface
  • The intuitive interface of Zoho Books makes it easy for users to navigate and manage their finances, reducing the learning curve and increasing efficiency.
Seamless integrations with other tools
  • Zoho Books integrates seamlessly with other Zoho products and popular third-party applications, enhancing its functionality and providing a comprehensive business solution.
Limited advanced financial insights
  • While Zoho Books offers essential financial reports, it may lack the advanced analytics and insights needed for strategic financial planning and decision-making.
Basic forecasting capabilities
  • Zoho Books provides basic forecasting features, which may not be sufficient for businesses looking to create detailed financial projections and scenarios.
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Pros & Cons of Mosaic

Advanced financial analytics
  • Mosaic provides powerful financial analytics, offering real-time insights and helping businesses make data-driven decisions to optimize their financial strategies.
Powerful forecasting tools
  • Mosaic excels in forecasting, allowing businesses to create detailed financial projections and scenarios, making it ideal for strategic planning and decision-making.
Real-time financial insights
  • Mosaic offers real-time financial insights, providing a comprehensive view of your financial health and helping you stay ahead in today's competitive market.
Higher learning curve
  • Mosaic's advanced features may require a higher learning curve, making it less intuitive for users who are new to financial analytics and strategic planning.
Less intuitive invoicing system
  • While Mosaic offers invoicing capabilities, its focus on strategic financial insights may make the invoicing system less intuitive compared to dedicated accounting tools.

Zoho Books vs Mosaic: At A Glance

Decision FactorZoho BooksMosaic
Value to Price
Good4.2
Excellent4.6
Ease of Use
Excellent4.4
Excellent4.5
Functionality
Excellent4.3
Excellent4.7
Scalability
Good4.1
Excellent4.6
Integrations
Excellent4.5
Excellent4.4
Customer Support
Excellent4.3
Excellent4.5
Security
Excellent4.4
Excellent4.6
Overall Rating
Excellent4.3
Excellent4.5

Value to Price

Zoho Books offers a competitive pricing structure with a wide range of features, making it a cost-effective choice for small businesses. Mosaic, on the other hand, provides advanced financial insights and analytics, justifying its higher price point. If you're looking for a budget-friendly option with essential features, Zoho Books is ideal. However, if you need in-depth financial analysis, Mosaic is worth the investment.

Ease of Use

Zoho Books is known for its intuitive interface, making it easy for users to navigate and manage their finances. Mosaic also offers a user-friendly experience, but its advanced features may require a learning curve. If you prefer a straightforward tool with minimal setup, Zoho Books is a great choice. For those willing to invest time in learning, Mosaic offers powerful capabilities.

Functionality

Zoho Books provides a comprehensive suite of accounting tools, including invoicing, expense tracking, and inventory management. Mosaic excels in offering real-time financial insights and strategic planning tools. If your primary need is robust accounting features, Zoho Books is suitable. For businesses focused on strategic financial management, Mosaic is the better option.

Scalability

Zoho Books is designed to grow with your business, offering scalable solutions for small to medium-sized enterprises. Mosaic, however, is built for larger organizations, providing advanced analytics and forecasting tools. If you're a growing business looking for scalable accounting software, Zoho Books is a solid choice. For enterprises seeking comprehensive financial management, Mosaic is ideal.

Integrations

Zoho Books offers seamless integrations with other Zoho products and popular third-party applications, enhancing its functionality. Mosaic also provides integrations, but its focus is on financial tools and platforms. If you need a tool that integrates well with various business applications, Zoho Books is preferable. For finance-specific integrations, Mosaic is the better choice.

Customer Support

Zoho Books offers reliable customer support through various channels, ensuring users receive timely assistance. Mosaic also provides excellent support, with a focus on helping users maximize their financial strategies. If you value responsive customer service, both tools are commendable, but Mosaic's support is tailored for strategic financial management.

Security

Zoho Books prioritizes data security with robust encryption and compliance measures, ensuring your financial information is protected. Mosaic also emphasizes security, with advanced protocols to safeguard sensitive data. If security is a top concern, both tools offer strong protection, but Mosaic's focus on financial data security is particularly noteworthy.

Overall Rating

Zoho Books is a versatile accounting software with a strong focus on affordability and essential features, making it ideal for small businesses. Mosaic, with its advanced financial insights and strategic tools, is better suited for larger organizations. If you're a small business owner, Zoho Books is a reliable choice. For enterprises seeking comprehensive financial management, Mosaic is the superior option.

Zoho Books vs Mosaic: A Detailed Breakdown of Key Features

FeaturesZoho BooksMosaic
Invoicing
Excellent4.5
Excellent4.3
Expense Tracking
Excellent4.4
Excellent4.5
Inventory Management
Excellent4.3
Good4.2
Budgeting
Good4.2
Excellent4.6
Forecasting
Good4.1
Excellent4.7
Financial Insights
Excellent4.3
Excellent4.8

Invoicing

Zoho Books excels in providing a user-friendly invoicing system that allows you to create and send professional invoices effortlessly. I found it particularly useful for managing multiple clients and tracking payments. Mosaic, while offering invoicing capabilities, focuses more on strategic financial insights, which might not be as intuitive for invoicing tasks. If invoicing is a primary concern, Zoho Books is the better choice for its simplicity and efficiency.

Expense Tracking

Both Zoho Books and Mosaic offer robust expense tracking features. Zoho Books provides a straightforward approach, making it easy to categorize and monitor expenses. Mosaic, on the other hand, integrates expense tracking with its advanced analytics, offering deeper insights into spending patterns. If you're looking for a simple expense tracking tool, Zoho Books is ideal. For those who want to analyze expenses in the context of broader financial strategies, Mosaic is the way to go.

Inventory Management

Zoho Books offers comprehensive inventory management features, allowing you to track stock levels, manage orders, and streamline your supply chain. I found it particularly beneficial for small businesses with physical products. Mosaic provides basic inventory management but focuses more on financial planning and analysis. If inventory management is crucial for your business, Zoho Books is the better option. For those prioritizing financial insights, Mosaic is more suitable.

Budgeting

Zoho Books offers basic budgeting tools that help you set financial goals and track progress. Mosaic, however, takes budgeting to the next level with its advanced forecasting and scenario planning capabilities. If you need a simple budgeting tool, Zoho Books is sufficient. For businesses looking to create detailed financial plans and forecasts, Mosaic is the superior choice.

Forecasting

Mosaic stands out with its powerful forecasting tools, allowing you to create detailed financial projections and scenarios. I found it invaluable for strategic planning and decision-making. Zoho Books offers basic forecasting features, but they may not be as comprehensive. If forecasting is a priority, Mosaic is the clear winner. For basic forecasting needs, Zoho Books is adequate.

Financial Insights

Mosaic excels in providing real-time financial insights, helping businesses make data-driven decisions. Its analytics capabilities are unmatched, offering a comprehensive view of your financial health. Zoho Books provides essential financial reports, but they may not be as detailed. If you need in-depth financial analysis, Mosaic is the better choice. For basic financial reporting, Zoho Books is sufficient.

Pricing Comparison of Zoho Books and Mosaic

We’ve compiled the pricing tables and highlighted the key features of both Zoho Books and Mosaic to aid in your decision-making process. Let’s explore what each platform has to offer.

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Zoho Books Pricing Plans

FREE
For Solopreneurs
$0

per month

Get Startedright_arrow
FREE includes:
  • Issue sales receipts and manage credits and refunds efficiently.
  • Enable self-service customer portal for enhanced customer interaction.
  • Automate payment reminders to ensure timely payments.
  • Access P&L, Balance Sheet, and 50+ reports for financial insights.
STANDARD
For Small Businesses
$10

per month

Try For Freeright_arrow
Includes FREE, plus:
  • Generate divisional reports with reporting tags for better insights.
  • Setup recurring expenses to automate regular payments.
  • Add custom fields and create custom reports for tailored insights.
  • API access for integration with other applications.
PROFESSIONAL
For Growing Businesses
$20

per month

Try For Freeright_arrow
Includes STANDARD, plus:
  • Track sales and purchase orders for better inventory management.
  • Record multi-currency transactions for global business operations.
  • Analyze project profitability to ensure financial success.
  • Collaborate with users through chat, voice, video, and screen sharing.
PREMIUM
For Medium Enterprises
$30

per month

Try For Freeright_arrow
Includes PROFESSIONAL, plus:
  • Enable self-service vendor portal for streamlined vendor interactions.
  • Set up custom domain for personalized business branding.
  • Create business-specific custom modules for tailored solutions.
  • Embed contextual web pages/apps for enhanced user experience.
ELITE
For Large Enterprises
$100

per month

Try For Freeright_arrow
Includes PREMIUM, plus:
  • Manage up to 5 warehouses for large-scale operations.
  • Track serial numbers and batch tracking for detailed inventory insights.
  • Integrate Shopify stores for seamless e-commerce operations.
  • Print shipping labels and track shipments for logistics management.
ULTIMATE
For Data-Driven Enterprises
$200

per month

Try For Freeright_arrow
Includes ELITE, plus:
  • 50+ pre-built data visualizations for comprehensive reporting.
  • Create custom dashboards with charts and widgets for tailored insights.
  • Add and track KPIs for performance measurement.
  • Collaboratively create reports with colleagues for team insights.
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Mosaic Pricing Plans

Analytics
For Small Businesses
Contact sales
Request Pricingright_arrow
Analytics includes:
  • Provides automated ERP, HRIS, CRM data connectors.
  • Offers real-time intelligence and returns.
  • Helps in achieving exceptional ROI within 90 days.
  • Recommended for 0-50 FTEs.
Foundation
For Small Businesses
Contact sales
Request Pricingright_arrow
Includes Analytics, plus:
  • Automated ERP, HRIS, CRM data connectors included.
  • Recommended for 0-50 FTEs.
  • Provides a dedicated customer success manager.
  • Includes implementation, onboarding, and setup.
Growth
For Large Enterprises
Contact sales
Request Pricingright_arrow
Includes Foundation, plus:
  • Provides top-down headcount planning.
  • Recommended for 51+ FTEs.
  • Includes advanced workflows for finance teams.
  • Supports business-wide collaboration with unlimited users.

Our Rating Methodology

We thoroughly evaluate each financial management tool, focusing on key aspects like functionality, scalability, and security. By analyzing user reviews and conducting in-depth testing, we ensure our recommendations meet diverse business needs. Each factor is weighted by importance to deliver a reliable final rating, helping you make informed decisions.

Decision FactorScoring Weight
Value to Price
20%
20%
Ease of Use
20%
15%
Functionality
20%
25%
Scalability
20%
15%
Integrations
20%
10%
Customer Support
20%
10%
Security
20%
5%

Zoho Books or Mosaic: Which One Matches Your Business Needs?

Choose Zoho Books If You Need ...

  • Comprehensive accounting features

    If you are a small business owner looking for a comprehensive accounting solution, Zoho Books is an excellent choice. Its wide range of features, including invoicing, expense tracking, and inventory management, make it a versatile tool for managing your finances.

  • User-friendly interface

    If you prefer a user-friendly interface that simplifies financial management, Zoho Books is ideal. Its intuitive design makes it easy to navigate and manage your finances, reducing the learning curve and increasing efficiency.

Choose Mosaic If You Need ...

  • Advanced financial analytics

    If you need advanced financial analytics and real-time insights, Mosaic is the superior choice. Its powerful analytics capabilities provide a comprehensive view of your financial health, helping you make data-driven decisions.

  • Powerful forecasting tools

    If you require powerful forecasting tools for strategic planning, Mosaic is the better option. Its detailed financial projections and scenario planning capabilities make it ideal for businesses focused on long-term growth and decision-making.

Frequently Asked Questions

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Author

Martin Lunendonk

Martin Lunendonk is a senior tech writer specializing in website builders, web hosting, and ecommerce platforms. With a background in finance, accounting, and philosophy, he has founded multiple tech startups and worked in medium to large tech companies and investment banking, bringing deep expertise and reliable insights to his software reviews.