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Brex Pricing & Plans (2025 Guide)

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Author

Martin Lunendonk

Last Update

Jan 07, 2025

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4.5

0

Excellent Value For Price
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Brex

Brex offers a seamless financial management experience with its integrated tools. Its user-friendly platform and comprehensive solutions make it a top choice for businesses seeking efficiency and control over their finances.

  • Comprehensive financial solutions.
  • User-friendly interface and tools.
  • No personal guarantee required.
  • Limited to U.S. businesses.
  • Requires a minimum balance.

Free plan?

Yes

Starting price

$12 per month per user

What is Brex?

Brex is a financial technology company that offers a comprehensive suite of financial services tailored for businesses. It provides corporate credit cards, cash management accounts, and expense management tools, all designed to streamline financial operations. Brex's pricing reflects its value in offering integrated financial solutions that enhance business efficiency and control.

How Much Does Brex Cost?

Brex offers a variety of pricing plans to cater to different business needs. Below is a detailed breakdown of Brex’s plans, highlighting their key features for various business requirements.

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Brex Pricing Plans

Essentials
For startups and growing companies
$0

per month

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Essentials includes:
  • AI powered custom rules to automate spending controls.
  • Up to two entities supported, including 1 global entity.
  • Accounting integrations for streamlined financial management.
  • Local currency wires to facilitate international payments.
Premium
For mid-sized companies looking to scale
$12

per month per user

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Includes Essentials, plus:
  • Dynamic expense review chains for efficient approval processes.
  • AI-powered compliance audit detection and insights for risk management.
  • Advanced approvals with dynamic Spend Limit approval chains.
  • Multi-entity support for US & International operations.
Enterprise
For global enterprises with custom needs
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Includes Premium, plus:
  • Local card issuance, collections, reimbursements, and policies.
  • Local language support for international teams.
  • Named account manager for personalized support.
  • Fully customizable implementation services for tailored solutions.

Brex Pricing Plans in Detail

Essentials

The Essentials plan is designed for startups and growing companies, offering a comprehensive suite of features to manage spending with confidence. It includes global card acceptance, AI-powered custom rules, and accounting integrations. This plan supports up to two entities, making it ideal for businesses with a global presence. With real-time reporting and Brex API access, companies can streamline their financial operations efficiently.

Premium

The Premium plan is tailored for mid-sized companies looking to scale their operations. It builds on the Essentials plan by adding multiple, customizable expense policies, dynamic expense review chains, and AI-powered compliance audit detection. This plan also offers advanced approvals and multi-entity support, making it suitable for businesses with complex financial needs. With customizable ERP and HRIS integrations, companies can enhance their financial management capabilities.

Enterprise

The Enterprise plan is crafted for global enterprises with custom needs, providing a robust set of features to support expansive operations. It includes everything in the Premium plan, plus unlimited US or global entities, local card issuance, and local language support. With a named account manager and fully customizable implementation services, this plan ensures personalized support and tailored solutions for large-scale businesses.

Top Brex Features

Corporate Credit Cards

When I first used Brex's corporate credit cards, I was impressed by the ease of managing expenses without the need for personal guarantees. You can issue cards to your team with customizable limits, which is a game-changer for controlling spending. The real-time tracking and integration with accounting software make it incredibly efficient. It's like having a financial assistant that ensures your team stays within budget while you focus on growing your business.

Cash Management

Brex's cash management feature is something I found particularly beneficial. It offers a high-yield account that helps maximize your business's idle cash. You can easily manage your cash flow with automated transfers and real-time insights. This feature gives you the peace of mind that your funds are working for you, not just sitting idle. It's a smart way to enhance liquidity and ensure your business's financial health.

Expense Management

Managing expenses can be a hassle, but Brex makes it straightforward. I loved how you can automate expense reporting and integrate it with your existing accounting systems. This feature saves time and reduces errors, allowing you to focus on strategic financial planning. It's like having a personal accountant that ensures every transaction is accounted for, making financial audits a breeze.

Who Is Brex Best For?

Brex is perfect for medium to large enterprises seeking to streamline their financial operations with integrated solutions. Its major features include corporate credit cards, cash management, and expense tracking, making it ideal for businesses looking to enhance financial efficiency and control.

  • Ideal for growing companies.

    Brex is an excellent choice for companies experiencing growth and needing scalable financial solutions. Its integrated platform supports expanding businesses by offering tools for managing expenses, cash flow, and credit, ensuring financial operations keep pace with business growth.

  • Great for tech startups.

    Brex is tailored for tech startups that require flexible financial solutions without the hassle of personal guarantees. Its innovative approach to corporate credit and cash management makes it a preferred choice for startups looking to optimize their financial processes.

  • Perfect for remote teams.

    Brex is ideal for remote teams needing a centralized financial management system. Its digital-first approach allows teams to manage expenses and finances seamlessly, regardless of location, making it a strong fit for distributed workforces.

Frequently Asked Questions

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Author

Martin Lunendonk

Martin Lunendonk is a senior tech writer specializing in website builders, web hosting, and ecommerce platforms. With a background in finance, accounting, and philosophy, he has founded multiple tech startups and worked in medium to large tech companies and investment banking, bringing deep expertise and reliable insights to his software reviews.